“Dad, are we broke?” I askedHe just smiled and put his finger to his lips. And that was the way he played it. We weren’t broke unless people knew we were. That was when I learned the difference between insurance and reinsurance. Insurance companies are big powerful institutions selling to the public monitored by state agencies with cash and securities in reserve for the payment of claims. The laws and the system are slanted their way, and they rely on spreading the risk far and wide.Reinsurance is how the insurers lay off the risks that are too big and can’t be completely spread around. The reinsurers don’t sell to the public. They are, therefore, less regulated. They sell to the insurers, and they don’t pay unless the loss is very large, but the risk is large too. They are small companies and often more profitable. However, whereas the insurer will only fail if it breaks the rules, cheats, gets stupid, or just grossly incompetent. The reverse is true for the reinsurer, which is at. They began to move again to the same rhythm. His hips thrust up to her meeting every stroke, then he would feel the wetness of her pussy on his flesh as she would take him deep and grind her pussy on his cock. Faster and faster they moved together, fucking each other harder. He could feel her pussy getting tighter and tighter as another orgasm was building.Her fingers played with her clit as his hands caressed her body. She felt his hands grab her firm ass and thrust harder down on his cock. Then she felt one grab her breast as the other played with the tender bud of her ass, sending her into ecstasy. The man knew she was close to cumming and this began the start of his orgasm. His balls tightened as they both moved faster and faster. He took his hand from her nipple and began to roll the flesh just above her clit.She shuddered at his touch and grabbed her nipples. She pulled and pinched them as she started to cum. She felt his cock begin to twitch as he began to cum inside her. They.
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