But going that route is only advisable if the long-term, projected net income on the investment portfolio exceeds your projected after tax earnings on a taxable investment. If your projected Adjusted Income is still too high and your tax rate is still at the maximum tax rate, we can look at charitable contributions to see if they will reduce your tax burden to make them worthwhile. We will also need to take into account the limits on charitable contributions. Of course, if you decide to support a charity for reasons other than cutting your tax obligation, then I can let you know how your contributions are likely to affect your tax burden.”“What are the charitable limits you mentioned?”“The limits only apply when your contribution exceeds fifty percent of your Adjusted Income. For you, exceeding that fifty percent limit would probably mean you giving away far more money than a reduced tax rate would save you. But as I said, you may want to do that for a personal reason.”“Oh! That. That is not who I am.” She continued.“There is nothing to be sorry about,” I said in a whisper. “Why are you crying?”“Steve, I really like you, I mean a lot.” Lisa said still not raising her head to look at me. “I am so afraid that I just fucked this whole thing up…”“What?” I said with surprise. “Are you kidding? That was incredibly hot. Couldn’t you tell how turned on I was?”“I am not some kind of slut.” she responded. It was a statement, but I could tell that it lacked the conviction she intended. “I don’t want you to think of me that way. In front of my own sister! And Don! He’s been like a brother to me since the divorce. I feel horrible.”“Look honey,” I said trying to console her. A fresh wave of tears rolling down her cheeks. I said it again and reached under her chin to move her head so we were staring into each other’s eyes. “Please look at me.” I said. “There is nothing to be ashamed of here. We both got really turned on and we let it just happen. Didn’t you feel.
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