I felt like just staying in bed but knew the dog would be leaving little surprises for me if I didn’t take him out. I got up, went to the bathroom, brushed my teeth and threw on a sweatshirt, warm up pants and a jacket. I stepped out of the room and called for snoopy. As I walked out I was shocked. You were sitting there in my rocker rubbing snoopy’s head. Damn you were such a beautiful sight sitting there. You smiled as you saw the look of surprise on my face. You said, “good morning sleepy.” I smiled. Then I looked around the room. I was a little embarrassed. The house was clean but I had about two weeks of clean laundry neatly folded on the couch. I just hadn’t felt like putting them away. You laughed as you noticed the look of embarrassment. We walked out side together to let the dog run. You were wearing sweatpants, a long sleeved t-shirt and a coat. The temp wasn’t bad for Jan 6, about 39. We decided to take a walk. It was a beautiful morning. The road is. The asking price was two hundred and fifty thousand. In 2006 you couldn't have touched the place for less than two or three million. The entire home was exquisitely furnished and we offered the asking price provided all furnishings stay as part of the deal. The owner accepted our offer.We selected a private lender, staying away from the larger banking institutions, and because Kim was the only one of us with any credit to speak of after putting two hundred thousand down and using the home as collateral she took out a loan of fifty eight thousand dollars which covered all closing points, inspection, escrow and the few other miscellaneous fees.Because we used a private lender and because of the large down payment Kim was assured that her husband would be kept completely outside the transaction and no credit checks would be run on him. The loan was one percent higher than we could have gotten from a bank but our anonymity was well worth the extra cost, besides even with the ten percent.
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