At dinner, her mum told them that John had been on the phone the previous night and she had broken the news of the baby to him. “He was quite shocked at first but he seems to be okay with it now.”“I must give him a ring sometime,” Anthea told her.“That would be a good idea,” her dad commented.Her dad asked Jack if he had heard from his mother but he shook his head.“She’ll come round,” her mum told him. “New babies tend to bring people together.”Anthea smiled.“Have you got a name in mind for the baby yet?” asked her mum.Anthea laughed. “I knew you were going to ask that?” she responded. “Yes, we’ve talked about names but we’ll make our decision when she arrives.”“And will Ben have an input?”She smiled. “Ben has done his bit. Jack takes over now.”Her mum laughed. “I take it that Ben is still on the scene?”“If you mean am I still seeing him the answer is yes,” she replied. “We are still in a relationship. He’s working away for the next few days. Why do you ask?”She looked across the. Venture want four-fifty. The bank would provide three and the Jays have got sixty." Even though interest rates are low at the moment they'd be paying back close on £1,350 a month. Can they afford that? And how much are their backers going to want in addition?" I'd hope the backers wouldn't want to make a profit, just recoup their loans plus interest at the bank rate over an indefinite period." Hmm! Any idea what they're making at the moment?" Jenny said thirty two grand this year." Did they? Well done them with the recession! The bank rate is only 0.5 per cent at the moment but it's bound to rise again. Let's say it went up to one point five in a year's time, the lenders would want a hundred and twenty five a month so the Jays would be repaying at close on fifteen hundred a month. That's eighteen thousand a year leaving them fourteen thousand before the taxman grabs another three." Oh dear," said Ginny. "This is going to be a lot more difficult than I thought."Rod nodded. "I'm sorry.
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