But I must insist you stop consulting Wikipedia or indeed any website unless I tell you to. Let’s go back to the first chapter of the book, and see what’s stuck. That’s page ... seven. Do you have it?”“Yes?”“Right. Let’s pick a word at random here ... Interest rates. That’s good. So, we are currently in a period of low interest rates. What’s good about that and what’s bad?”“Uhm ... It is good because ... it makes borrowing money cheap?”Finally! An ounce of insight!“Very good! Yes, it’s easy to borrow money, which is generally good for businesses. But there’s a drawback as well, which is...”“Uhm...”“Think about consumers.”“Yes.”Silence.“And then ... articulate an answer. About a negative effect of low interest rates. So imagine borrowing money is really cheap, and consumers therefore spend more of it. Either because a loan is cheaper or because there’s less of a motivation to save, because your savings don’t yield much interest. So either way, this is the time to get a new car. That. “What about you, Maria?” Katie asked. “Is David flying at the moment?”“Yes, he’s just left for two weeks. He’s flying to London and Frankfurt,” Maria replied.“How glamorous! I wish Tory was a sexy pilot – or even a horny flight attendant! We could join the mile high club…”“OK you lot, time to go. I’ve got to get my beauty sleep too,” I said, smiling. I bid the girls good night and closed the door behind them, ready to finish off the till and lock up. I checked the windows, doors, set the alarm and locked the door. “God,” I thought, “I’ll be really glad to slip into bed too.” I walked to where my car was parked and slid in. I was just starting the engine when my phone rang. “Who the fuck rings you at 12.30am?” I thought angrily. I picked up to find out.“Hi, Rana? It’s Maria. Have you left work yet?”“No, why?” I said. Maria sounded a bit flustered, a state I had never yet witnessed her in. She was smart and competent, with that Nordic reserve and calm emanating from every pore.“I’m.
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