Jack and I make more than enough money to put a roof over our heads, food in our mouths, put away money for retirement, with a little left over for extras.Jack and I have each set up a self directed individual retirement account with our broker. This year I want you to do the same. I have over ten thousand in my account; Jack has a little over eight in his. If you set one up now, you can still make a $ 2,000 deposit for last year and a $ 2,000 deposit for this year. With interest rates being what they are, you will have close to $ 5,000 available to invest in the stock I told you about. That investment will grow substantially for at least ten years. By that time, your account should be worth about five million dollars. You and Mom can start traveling, see the world, go on vacations; you won't have to worry about money ever again."I looked at my father, he was staring at me as if I had six heads; he just could not comprehend what I was saying."Dad, please don't worry about it, Jack. My hand came to rest on Annies waist and her shirt had slid up an inch or two so that my fingers came to rest on her stomach just below her belly button. It felt like electricity began to run through my fingers. The touch of that warm, soft, smooth skin gave me an instant erection. I was kind of freaked out that she might feel my dick pressing at her small round ass. But I couldnt move my hand. I had never before had sexual thoughts about a girl younger than 16 or so. But that touch made my heart race. However, I was too afraid of going any further so that is how it stayed. Within the next month the cold of winter moved in and we began to have more frequent movie nights at Dans house. I never made any moves towards furthering anything with Annie. I knew to do so would be morally wrong and could damage my job, friendships, and marriage. It wasnt until one night things began to change. Annie was lying in front of me in the usual pose and she said she was cold. She jumped up and.
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